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How Hermit uses NEAR

Three parts of Hermit run on NEAR: swaps through NEAR Intents, a NEAR account in every wallet, and Private Cloud on NEAR AI Cloud.

Hermit leans on NEAR in three places. NEAR Intents moves money between chains, every wallet has a NEAR account, and Private Cloud runs on NEAR AI Cloud. Each one has its own page below. This page is the short version.

When you swap or bridge, Hermit asks NEAR Intents (through its 1Click API) for a quote. You send your coins to a one-time deposit address, solvers fill the swap, and 1Click pays out on the other chain. It covers the EVM chains, Solana and NEAR, and it can also pay out to a Bitcoin address or to your Hyperliquid account. Add funds uses it too, so you can top up from BTC, USDT on Tron and plenty more.

Your device checks 1Click’s signature on every quote before it shows you the review.

You type

How much USDC on Solana would 0.5 ETH on Arbitrum get me?

You see
  • Getting a NEAR Intents quote for 0.5 ETH to USDC

A live quote: what you’d get, the cost and the time. Nothing gets prepared.

Your 12 or 24 words also make a NEAR account, worked out on your device. It’s an implicit account, so its name is 64 hex characters rather than something like alice.near. You can hold NEAR, USDC and USDT there, send to any NEAR account and swap from it.

By default the Hermit model answers on your device. When you pick Private Cloud, your question goes to a bigger model that NEAR runs inside a hardware enclave. Before each message leaves, your device checks the enclave’s proof. After the reply comes back, it checks the enclave’s signature on it. The tools still run on your device, under the same spending policy.

Hermit at a glance. On your iPhone or Mac: chat, the mode switch, the enclave check, the Hermit 1.2 model, the tool loop, the spending policy, review and Face ID, and the key vault with its EVM, Solana and NEAR accounts. Outside, in green: NEAR AI Cloud, which gets a prompt only after its proof is checked and sends tool calls back to the device; NEAR Intents 1Click, which gives signed quotes and settles on the chains; and your NEAR implicit account.
The model only calls tools. Money goes through the spending policy and your review before the keys sign. Tap the figure to open it full size.

Green is NEAR. NEAR Intents and NEAR AI Cloud never hold your keys. NEAR Intents only sees the coins you send to a deposit address, and NEAR AI Cloud only sees the chats you have in Private Cloud mode.